AnnualCreditReport
Credit Reporting Services and Information
01-01-2009
Only True and Free Credit Reports as required by federal law that you can get once a year. Just because it is free does not make it cheap. It is the same exact report that credit companies want you to pay for, but is free. Don't get fooled along the way. Put that credit card away. Get it FREE!
Why use your credit card to pay for something that is free?
Site set up by the big three credit reporting agencies in the United States, to furnish free annual credit reports, as required by federal law.
01-01-2009
Fair Credit Reporting Act
Check your credit files. They get it wrong many times. You need your file to be correct. Please keep on top of these firms.
It's the law....
You have the right to prohibit the use of information contained in your file with any consumer credit reporting agency in connection with credit transactions that you do not imitate.
To do so, you can notify the following nationwide credit bureau in writing or by calling their toll-free telephone number:
Experian……………..…1-888-567-8688
Ezperian Opt Out
PO Box 919
Allen TX 75013-0919
Equifax……………….….1-888-567-8688
Equifax Opts
PO Box 740123
Atlanta GA 30374-0123
Trans Union…….…….1-888-567-8688
Trans Union
Marketing Opt-Out
PO Box 97328
Jackson MS 39288-7328
When you write to the above credit bureaus, be sure to include your full name, complete address, social security number, daytime telephone number, and signature.
Thank You
01-01-2009
This is a free site to find information, but there is some places on the site that may have to be paid for.
Everything
you need to figure out loan rates and calculate payments.